|
 Housing Initiatives assists low-income families to qualify to become homeowners and assist current homeowners with rehabilitation projects. The Housing Initiatives program at Bell-Whitley CAA was developed in response to community need for “safe, affordable housing”. Through our Housing program, six new single family dwellings have been built and numerous homes have been rehabilitated. In addition construction on an additional home will begin during the month of June.
 Our newest initiative is the construction of five single-family homes at Polly Village on land donated by the J.M. Huber Corporation. Before construction on these homes could begin, it was necessary to extend the existing water line approximately one mile. Through this water line extension, safe drinking water will be accessible to approximately 17 existing homes as well as the five new homes to be constructed.
Our Housing Initiatives program is made possible through partnerships with Kentucky Housing Corporation, U. S. Dept of Housing and Urban Development Housing Assistance Council, USDA/Rural Development, Affordable Housing Trust Fund, Appalachian Regional Commions and the Thompson Foundation.
Bell-Whitley CAA has homeownership counselors on staff to assist households to become mortgage ready and qualify for our Housing Initiatives program. Workshops on “Yes You Can…Own a Home” are held on a regular basis.
For more information on Bell-Whitley CAA Housing Initiatives contact us, at 606-337-3044 or stop by your nearest Bell-Whitley office.
- Repair Affair - Bell-Whitley CAA organizes and sponsors this event. Repair Affair is a one day event to fix or to spruce up homes of the elderly and/or person with disabilities who need a little help to maintain their homes. This all volunteer event is accomplished by people of all ages with varied skills. You can volunteer for the day and/or help by giving a tax deductible contribution of cash or materials. For more information on volunteering, making a tax deductible contribution of cash or materials, or to find out if you qualify for help in maintaining your home, contact Norman Cornelius at the Bell-Whitley Community Action Agency office.
-Learn More-
- Homeownership Counseling - Bell-Whitley CAA seeks to assist perspective homeowners prepare for the purchase of a home through Homeownership Counseling program. By successfully completing the counseling program you will be better able to develop a budget and save for unexpected expenses, manage credit and understand how credit affects a mortgage loan, understand debt ratio, know what to expect at a loan closing, meet the ongoing financial obligations of homeownership, and basic home maintenance issues.
-Learn More-
- Home Rehabilitation - Bell-Whitley CAA seeks to assist current homeowners to make necessary repairs to their homes to resolve safety and building code issues to maintain a safe, affordable home. To qualify for the Home Rehabilitation program, participants must meet income guidelines, have a clear title and/or deed to property, and be willing to make a monthly mortgage payment if necessary, the home must be the primary residence of the homeowner, and must meet other criteria relevant to funding sources.
-Learn More-
- Homebuyer - Bell-Whitley CAA Homebuyer seeks to help low-income households reach the American Dream of homeownership by continually seeking funds to assist in down payments, closing costs, and gap financing. Homebuyers will normally have two mortgages; the first mortgage through a local lender and a second mortgage to assist in gap financing through Bell-Whitley CAA, Inc. To qualify for the Homebuyer program, participants must meet income guidelines, have a fixed income (wages, SSI, Social Security, etc.), be willing to make a monthly mortgage payment, attend homeownership counseling sessions to deal with credit issues, budgeting, home maintenance, and meet other criteria relevant to funding sources.
-Learn More-
|
|
